A multi-family property suffered a major loss and was initially offered just $36,000 by the insurance carrier. It was clear the damages and coverage issues ran much deeper, so the policyholder brought us in to take over the claim. What followed was a hard-fought battle that ultimately escalated all the way to the State Supreme Court. Through strategic advocacy and relentless pursuit of coverage, the outcome not only resulted in a $4.5 million recovery, but also helped establish case law protecting policyholders moving forward.