The insurance carrier initially evaluated the loss at $179,000, including limited consideration for metal components. After conducting a comprehensive assessment with our team of experts, it was clear the full scope of damage was not properly captured, and the carrier declined to approve our findings. We proceeded to appraisal to ensure a fair and accurate resolution.
The appraisal panel ultimately awarded $28,391,109, recognizing the true extent of the loss. The final award included full replacement of the modified bitumen roofing systems, all sheet metal components, HVAC systems, and skylights—delivering a significantly more accurate outcome aligned with the property’s actual damages.