Public Insurance Adjusters for HOAs & Multi-Family Properties
Gavnat Public Insurance Adjusters act as your trusted advocate, ensuring your association gets the full and fair settlement it deserves.
Why HOAs & Multi-Family Communities Choose Gavnat
Advocates for Your Community
We represent your homeowners association, not the insurance company.
Clarity from Confusion
We simplify complicated master policy language so boards, managers, and homeowners understand their rights.
Accurate Claims, Faster Results
We prepare complete, well-documented claims that avoid delays and push settlements forward.
Peace of Mind for Boards & Managers
With Gavnat handling the insurance, you can focus on residents and rebuilding.
What We Offer
Learn MoreInsurance Claim Adjusting
From filing to final settlement, we manage every detail of the claim process. Even if your claim was already submitted, denied, or underpaid, we step in to pursue a fair resolution.
Policy Review & Documentation
We carefully analyze your master policy and prepare documentation that strengthens your claim.
Negotiation With Carriers
Our experienced team of public adjusters deals directly with insurers to maximize payouts and minimize headaches.
Specialized Services for HOAs & Property Managers
- Insurance Adjusting – End-to-end claim management, or supplemental advocacy if a claim was mishandled.
- Insurance Appraisals & Mediation – We resolve disputes with carriers through fair and transparent processes.
- Expert Testimony – If your claim escalates to litigation, Gavnat provides expert witness support and technical clarity to strengthen your case.
Proof & Experience You Can Trust
- Millions Recovered for Associations Nationwide – From hail and fire claims to water and storm damage.
- Decades of Experience – Deep knowledge of HOA master policies and multi-family property claims.
- Trusted by Boards & Property Managers – Helping communities secure timely, equitable settlements.
HOA and Multi-Family Digital Resource Bundle
Public Insurance Adjusters for HOAs and Property Management Companies
Proven Results for Our Clients
See More Results
$1.6M to $9M – Recent Results – Multi-Family Property, Funds for Restoration Secured
A multi-family property faced a major loss, and the initial insurance offer of $1.6 million didn’t cover the damages. Our team stepped in, documenting the scope of the loss and advocating strategically. The outcome: a $9 million settlement, providing the resources needed for restoration.
$3M – Recent Results – Apartment Fire, Early Claim Management Leads to Recovery
A devastating apartment fire struck, and the owners turned to us early. By managing the claim from day one, we secured a $3 million settlement, giving the owners peace of mind and the means to restore their property.
96K to $5.6M – Recent Results – Multi-Family Property, Case Law Established
A multi-family property experienced a substantial loss and was initially offered just $96,000 by the insurance carrier. The valuation didn’t come close to reflecting the true scope of the damage, so the policyholder brought us in to take over the claim. Through in-depth policy analysis, detailed documentation, and aggressive advocacy, the dispute ultimately led to the establishment of favorable case law. The final outcome: a $5.6 million recovery—and stronger legal protection for policyholders moving forward.
Preserving Historic Architecture – from 21K to 14.9M – St. Paul, MN
Gavnat was engaged to support a historic condo building after a hail storm in August 2023. Built in 1887, this condo building required multiple specialists to evaluate its unique architecture and metals – specifically copper. After an initial insurance estimate of 21K for damages, Gavnat was brought in for our expertise, along with external experts to negotiate this claim up to its policy limits of 14.9M. Through collaboration and expertise, this claim was successfully resolved without appraisal or legal intervention to maximize the endorsements of the policy and keep this historic building’s charm!
Frequently Asked Questions
View All FAQsAbsolutely. Even if you’ve received a settlement, we can review and often recover additional funds.
Absolutely. Even if you’ve received a settlement, we can review and often recover additional funds.
Absolutely. Even if you’ve received a settlement, we can review and often recover additional funds.