Helpful Resources
Navigating an insurance claim can be complex. Our resource center provides practical guidance, educational materials, and expert insights to help property owners, contractors, and property managers better understand the claims process and protect their interests.
What’s New at Gavnat
Stay up to date with Gavnat’s latest news, events, and industry insights. From recent claim wins to community involvement, see how we’re serving property owners and growing nationwide.
What is a Public Adjuster?
Confused about what a public adjuster actually does? You’re not alone. A public adjuster is a licensed professional who works for policyholders — helping homeowners, contractors, and businesses navigate and maximize their insurance claims after property damage.
Frequently Asked Questions
View All FAQsYes. Policies include notice and documentation deadlines—filing promptly is best.
Yes. If additional damage is discovered after the initial claim, a public adjuster can help prepare and submit a supplemental claim.
Absolutely. Even if you’ve received a settlement, we can review and often recover additional funds.
Yes. Our team has experience with high-value residential, commercial, and multifamily claims.
Absolutely. We calculate lost revenue, payroll, and other expenses to ensure your claim includes the full financial impact of downtime.
Absolutely—especially with tornado, hail, and fire claims, where insurers often push partial coverage.
Most standard policies provide coverage for sudden and accidental water damage, including frozen pipe bursts — provided reasonable steps were taken to maintain heat and protect the property. Coverage disputes often center on maintenance allegations, making documentation important.
Absolutely. Even if you’ve received a settlement, we can review and often recover additional funds.
Absolutely. Even if you’ve received a settlement, we can review and often recover additional funds.
Recent Results
View More Results
$1.7M to $6M – Recent Results – Hospital Claim, Aggressive Negotiation Yields $6M
A hospital experienced a significant loss and was initially offered $1.7 million by the insurance carrier. Given the complexity and scale of the damages, it was clear the evaluation fell short of what was needed for proper recovery. Members of our Gavnat team stepped in and conducted a comprehensive review, documented the extent of the loss, and aggressively negotiated on the hospital’s behalf. The result: a $6 million settlement, ensuring the facility had the necessary funds to restore operations and continue serving its community.
$17K to $483K – Residential Homeowner Secures Fair Coverage
An apartment community in Ohio suffered a devastating fire loss and was initially offered just $116,000 by the insurance carrier. After being brought in to review and manage the claim, our team stepped in to advocate on their behalf from day one. Through detailed documentation, strategic negotiation, and persistent follow-up, we were able to secure a final settlement of $1.4 million—ensuring the property had the funds needed to properly rebuild and recover.
$2.4K to $2.7M – Recent Results – Multi-Family Property, Claim Resolved
Facing an initial offer of only $2,400, the owners of this multi-family property turned to Gavnat for help. Through careful claim management and strategic negotiation, we secured a $2.7 million settlement, giving them the resources to rebuild and move forward with confidence.
$8.2M Recovered Without Appraisal!
In a Minneapolis Suburb, a hailstorm impacted 41 multifamily buildings. When the insurance claim was filed, the carrier brought in an engineer who concluded there was no storm-related damage—ultimately leading to a denial of the claim. After reviewing the engineering report and conducting our own thorough investigation, Gavnat challenged the denial. We provided evidence that contradicted the engineer’s findings, and the carrier ultimately agreed, issuing a $2.4 million scope for full roof replacement. During our inspection, we also identified significant damage to the windows—damage that had not been accounted for in the carrier’s initial assessment. Through persistent communication, accurate documentation, and strategic negotiation, we worked with the carrier to secure an additional $5.8 million for window replacement. All of this was accomplished without the need for appraisal, saving the association time and additional legal expense!