Texas Public Insurance Adjuster Services
When disaster strikes in Texas, the insurance claim process can feel overwhelming. From severe hailstorms in North Texas to hurricanes along the Gulf Coast, policyholders are often left navigating complex policies, delayed inspections, and underpaid settlements.
Gavnat Public Insurance Adjusters represents homeowners, commercial property owners, contractors, and HOAs across Texas. We manage your claim from start to finish—so you can focus on rebuilding, not battling your insurance carrier.
Whether your property is in Houston, Dallas, Austin, San Antonio, Fort Worth, or a surrounding community, our team provides expert documentation, detailed estimating, and strategic negotiation to secure the full settlement you’re entitled to under your policy.
Featured Services
View All ServicesHurricane
Gulf Coast communities face catastrophic hurricane exposure. These claims often involve:
- Wind vs. flood causation disputes
- Structural damage and roof system failures
- Extensive interior water intrusion
- Business interruption losses
- Multiple policies (windstorm pools, private carriers, flood policies)
We help coordinate documentation and claim strategy across policies to maximize recovery.
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Wind Damage
From spring windstorms in Dallas–Fort Worth to hurricane-force winds along the Gulf Coast, wind damage claims are frequently underpaid or misclassified as wear and tear.
Our team:
- Conducts thorough exterior and interior inspections
- Differentiates storm-created openings from pre-existing damage
- Coordinates engineering evaluations when necessary
- Prepares comprehensive repair scopes
- Negotiates directly with carrier adjusters
Water Damage
From winter pipe freezes to appliance leaks and storm-related water intrusion, water claims require detailed documentation and proper mitigation coordination.
We ensure:
- Proper drying protocol oversight
- Identification of hidden damage
- Matching considerations for flooring and cabinetry
- Review of mitigation invoices
- Full policy entitlement review
Fire Damage
Texas wildfires and residential fires can cause devastating structural and contents losses.
We assist with:
- Structural damage documentation
- Smoke and soot remediation scope review
- Contents inventory development
- Additional Living Expense (ALE) calculations
- Business interruption and extra expense claims
Why Texas Claims Require Experienced Representation
Texas experiences some of the most severe and diverse weather events in the country. Insurance carriers often apply strict interpretations of coverage, depreciation, matching limitations, and exclusions—especially following widespread catastrophe events.
Common challenges Texas policyholders face:
- Under-scoped hail and wind damage
- Delays following hurricanes and major storm events
- Matching issues for roofing and siding
- Ordinance & Law coverage misunderstandings
- Disputes over roof replacement vs. repair
- Inadequate business interruption calculations
- Low initial settlement offers
Having a licensed public adjuster on your side levels the playing field.
Our Texas Team
Gavnat’s Texas team brings local insight and national resources together to support property owners across the state. With deep experience handling complex claims—from hail and wind to fire and water damage—our adjusters understand the unique challenges Texas policyholders face. From the first inspection through final settlement, our team works to ensure your claim is properly documented, fairly valued, and professionally negotiated.
Talk to Local Team: 713-338-0261
Corbett Godwin
Licensed Public Adjuster
Sidney Parchman
Licensed Public Adjuster
Michael Hall
Sales/ PA
Jack Hanks
CEO, VPA
What’s New at Gavnat
Stay up to date with Gavnat’s latest news, events, and industry insights. From recent claim wins to community involvement, see how we’re serving property owners and growing nationwide.
Frequently Asked Questions
View All FAQsYes. Texas experiences frequent hail and wind events impacting roofs and exteriors.
Yes. They regularly handle large-loss and multi-property commercial claims.
If a settlement seems low or damage was overlooked, a second review can be valuable.
Timelines vary by carrier and loss type, but acting quickly helps avoid delays.